Pet Insurance

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Why is pet insurance important in Switzerland?

Peace of mind:

Pet insurance helps protect your wallet from unexpected vet bills. It gives you peace of mind that you can take care of your furry friend without breaking the bank.

Access to the best care:

Knowing that your pet is covered by insurance gives you the freedom to choose the best care available, without worrying about how much it will cost.

Cost savings:

By paying a monthly or annual premium for pet insurance, you can avoid large, unexpected vet bills that could put a strain on your finances.

How expensive are vet bills in Switzerland?

Veterinary care in Switzerland can be expensive, and the price depends on what kind of treatment your pet needs, how bad their condition is, and where the clinic is located.

Average vet cost in Switzerland:

  • X-rays: CHF 100-500
  • Bloodwork: CHF 80-300
  • Hospitalization: CHF 100-500 per day
  • Surgery: CHF 500-3,000
  • Chemotherapy: CHF 3,000-6,000

Average Emergency vet cost in Switzerland:

  • Consultation fee: CHF 100-200
  • Bloodwork and diagnostic tests: CHF 200-500
  • X-rays or ultrasounds: CHF 200-600
  • Hospitalization and monitoring: CHF 300-1,000 per day
  • Emergency surgery: CHF 1,500-5,000

Pet insurance can be a good investment, as it can help cover unexpected and high costs related to veterinary care.

What types of pet insurance cover are there in Switzerland?

Accident Coverage:

This type of policy typically covers veterinary costs for accidental injuries such as broken bones, lacerations, or ingestion of foreign objects. It provides financial protection for unexpected and often expensive vet bills. Accident cover is normally the cheapest insurance option available.

Comprehensive coverage:

These pet insurance policies normally cover a wide range of veterinary expenses, including emergency care, surgery, hospitalization, and medication. Some policies may also cover alternative therapies, such as acupuncture or physiotherapy.

Customizable policies:

Many pet insurance providers in Switzerland offer customizable policies, allowing you to choose the coverage that best suits your pet's needs and your budget.

You should always carefully review the terms and conditions of the coverage to understand what is covered and what is not.

Things to consider when choosing the best insurance policy for your pet:

Your pet's age
Breed specific conditions or illnesses
Your pet’s health history

Which is the best pet insurance in Switzerland?

Animalia is part of Vaudoise Assurance Group. They offer very good coverage for the premiums, and they have a quick and easy online process to register and track claims.

Some of the other insurers in Switzerland offer premiums but they limit the coverage. Animalia offer unlimited coverage which, in Switzerland, is necessary because the vets fees can amount very quickly.

Click here to read our blog on why we think Animalia offers the best insurance in Switzerland

Animalia have 3 levels of cover:


In the event of accidents only


Coverage for accident, acute and chronic illnesses


Coverage for accident, acute and chronic illnesses and hereditary or congenital illnesses

They also have 3 excess options: CHF 250, 500, 1000. The lower the excess the higher your premiums will be.

Get an instant quote for pet insurance

Get an instant quote for Animalia pet insurance using the below interactive form. If you proceed with the insurance you will receive a free Woof Club Box worth up to 60 CHF, depending which level of cover you take out.

If you do not complete the sign up process to Animalia Insurance via our link below, please remember to ask them to add The Woof Club | Agency Number 1538 | to your policy. Otherwise you will not receive your free Woof Club Box.